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For complete listing of services, rates, fees, and restrictions, please contact any customer service representative.
Explore Business Accounts
Business Analysis Checking Account
| Opening Deposit |
Minimum Balance |
Monthly Service Fee |
Interest |
|---|---|---|---|
| $100 | None | $10 | None |
- This account is not a consumer account subject to Truth in Savings.
- Applicable fees are offset by an earnings credit on balances.
- Fully analyzed account, with limited activity.
- Checks paid/other debits, $0.10 per item.
- Deposited item, $0.04 per item (applies to checks, and other items deposited).
- Account closing fee $25.00, if closed within 181 days of opening.
- For additional fees, see Miscellaneous Fees and Charges.
Regular Business Checking Account
| Opening Deposit |
Minimum Balance |
Monthly Service Fee |
Interest |
|---|---|---|---|
| $100 | $1,500 | $8 or $0 | None |
- This account is not a consumer account subject to Truth in Savings.
- Monthly account service charge $8.00 (*To avoid monthly service charge, maintain a minimum daily balance of $1,500.00).
- Fees: An excess fee of $0.30 will be charged for each debit/credit item in excess of 100 during a statement cycle.
- Account closing fee $25.00, if closed within 181 days of opening.
- For additional fees, see Miscellaneous Fees and Charges.
IOLTA Account
| Opening Deposit |
Minimum Balance |
Monthly Service Fee |
Interest |
|---|---|---|---|
| $100 | None | $8 | Yes |
- This account is not a consumer account subject to Truth in Savings.
- Interest earned is forwarded to the Georgia Bar Foundation.
- Frequency or rate changes: At our discretion, we may change the interest rate and annual percentage yield on your account at any time.
- Compounding and crediting frequency: Interest will be compounded daily. Interest will be credited to your account every month.
- Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- Accrual of interest on non-cash deposits (for example, check): Interest accrues on your daily available balance.
- If you close your account before interest is credited, you will not receive the accrued interest.
- Account closing fee $25.00, if closed within 181 days of opening.
- For additional fees, see Miscellaneous Fees and Charges.
Non-Profit Account
| Opening Deposit |
Minimum Balance |
Monthly Service Fee |
Interest |
|---|---|---|---|
| $100 | $100 | $8 / Month | Yes |
- Analyzed Interest Bearing Account for Non-Profit Organization.
- This account is not a consumer account subject to Truth in Savings.
- Frequency or rate changes: At our discretion, we may change the interest rate and annual percentage yield on your account at any time.
- Compounding and crediting frequency: Interest will be compounded daily. Interest will be credited to your account every month.
- Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- Accrual of interest on non-cash deposits (for example, check): Interest accrues on your daily available balance.
- If you close your account before interest is credited, you will not receive the accrued interest.
- Account closing fee $25.00, if closed within 181 days of opening.
- For additional fees, see Miscellaneous Fees and Charges.
Small Business Account
| Opening Deposit |
Minimum Balance |
Monthly Service Fee |
Interest |
|---|---|---|---|
| $100 | None | None | None |
- This account is not a consumer account subject to Truth in Savings.
- An excess item charge of $0.30 will be charged for each debit item in excess of 25 during a statement cycle.
- Account closing fee $25.00, if closed within 181 days of opening.
- For additional fees, see Miscellaneous Fees and Charges.
Governmental Account
| Opening Deposit |
Minimum Balance |
Monthly Service Fee |
Interest |
|---|---|---|---|
| $100 | None | $12 / Month | Yes |
- This account is not a consumer account subject to Truth in Savings.
- Analyzed interest bearing account for governmental entities.
- Frequency of rate changes: At our discretion, we may change the interest rate and Annual Percentage Yield on your account at any time.
- Compounding and crediting frequency: Interest will be compounded daily and will be credited to your account every month.
- Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- Accrual of interest on non-cash deposits (for example, check): Interest accrues on your daily available balance.
- If you close your account before interest is credited, you will not receive the accrued interest.
- Account closing fee $25.00, if closed within 181 days of opening.
- For additional fees, see Miscellaneous Fees and Charges.