This account is an interest- bearing account. The interest rate and annual percentage yield will not change for the term of the account. The annual percentage yield assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings

Compounding frequency: interest will be compounded daily  

Crediting frequency: Interest will be credited to your account at maturity  

Accrual of interest on non-cash deposits (for example, check): Interest begins to accrue on the business day you deposit

Daily balance computation method: We use the daily balance method to calculate the interst on your account. This method applies a daily periodic rate to the principal in the account each day

Automatic renewable time deposit

Limitations: You may not make additional deposits into this account. You may not make withdrawals from your account until the maturity date. If any withdrawal is made from this account, this account will be closed. No partial withdrawal allowed.

Penalty for early account closing: 30 days interest under 6 months term, 90 days interest over 6 months term.

Grace period: 10 days after the maturity date. Interest earned during the grace period will not be paid if automatically renewable CDs are redeemed.

Non-Automatically Renewal Time Deposit-interest will not accrue after Maturity

For additional fees, see Miscellaneous Fees and Charges

  Interest credited prior to maturity shall be calculated using simple interest compounding method

This account is an interest- bearing account. The interest rate and annual percentage yield will not change for the term of the account. The annual percentage yield assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings

Compounding frequency: interest will be compounded daily  

Crediting frequency: Interest will be credited to your account at maturity  

Accrual of interest on non-cash deposits (for example, check): Interest begins to accrue on the business day you deposit

Daily balance computation method: We use the daily balance method to calculate the interst on your account. This method applies a daily periodic rate to the principal in the account each day

Non-automatic renewable time deposit

Limitations: You may not make additional deposits into this account. You may not make withdrawals from your account until the maturity date. If any withdrawal is made from this account, this account will be closed. No partial withdrawal allowed.

Penalty for early account closing: 30 days interest under 6 months term, 90 days interest over 6 months term.

Non-Automatically Renewal Time Deposit-interest will not accrue after Maturity

For additional fees, see Miscellaneous Fees and Charges

  Interest credited prior to maturity shall be calculated using simple interest compounding method