Quarterly account service charge $2.00 (   To avoid quarterly service charge, maintain a minimum daily balance of $200.00)

Rate Information: Your interest rate and annual percentage yield may change

Frequency or rate changes: At our discretion, we may change the interest rate and annual percentage yield on your account at anytime

Compounding and crediting frequency: Interest will be compounded daily. Interest will be credited to your account quarterly.

Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day

Accrual of interest on non-cash deposits (for example, check): Interest accrues on your daily available balance

If you close your account before interest is credited, you will not receive the accrued interest

Account closing fee $25.00, if closed within 181 days of opening

For additional fees, see Miscellaneous Fees and Charges

Must be Minor Age

Eligibility: Children under 18. Must be jointly opened with parent or guardian of legal age

Frequency or rate changes: At our discretion, we may change the interest rate and annual percentage yield on your account at anytime

Compounding and crediting frequency: Interest will be compounded daily. Interest will be credited to your account quarterly.

If you close your account before interest is credited, you will not receive the accrued interest

Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day

Accrual of interest on non-cash deposits (for example, check): Interest accrues on your daily available balance

Other limitation: Primary account holder should be an adult of legal age. When the minor account holder reaches age 18, this account can be converted to a regular savings account subject to new account opening requirements.

Account closing fee $25.00, if closed within 181 days of opening

For additional fees, see Miscellaneous Fees and Charges

You deposit a fixed amount every month, for a pre- determined period of time (12 months - 60 months) into your max club Account. When your max club account reaches maturity, your combined principal and interest balance will approximate your desired maturity value. Failure to make deposits on the due date will reduce matured value.

Minimum amount to open this account: You must deposit the first month’s fixed deposit amount

Monthly deposit amount cannot exceed fixed deposit amount appearing on Time Certificate

The interest rate and Annual Percentage Yield will not change for the term of the account.

Compounding and crediting frequency: Interest will be compounded daily. Interest will be credited to your account quarterly.

  Minimum balance to obtain the annual percentage yield disclosed: You must make regularly scheduled monthly deposits to obtain the disclosed APY (Annual Percentage Yield)

Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day

Accrual of interest on non-cash deposits (for example, check): Interest accrues on your daily available balance

Transaction limitations: You may not make any transfers from this account to another account of yours or to third parties by preauthorized, automatic, or telephone transfers or similar order to third parties. If any withdrawal is made from this account, this account will be closed.

No partial withdrawal allowed.

Penalty for early account closing: 90 days interest.

Interest will not accrue after Maturity

For additional fees, see Miscellaneous Fees and Charges